How Much Does Smoking Really Cost?
    Cigarettes are only a small portion of the overall cost
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The Cost Of Smoking
Higher Auto Insurance Costs
Decrease In Car Value
Higher Life Insurance Costs
Higher Health Insurance Costs
Higher Home Owner's Insurance
Increased Health Costs
Higher Medication Costs
Lower House Value
Lower Possession Value
Increased Cleaning Expenses
Higher Dental Care Costs
Earn Less Money
Reduced Retirement Funds
Lost Investment Income
Cost of Smoking Infographic

Reduced Retirement Funds

As previously mentioned, there have been a number of studies which show that people who smoke earn less money than non smokers. These studies indicate that smokers earn anywhere between 4% and 11% less money than those who don't smoke.

One of the direct results of earning less money is that less money is paid from each paycheck into social security and / or pension funds from the smoker's paycheck. Since less funds are put aside for these retirement programs, the amount that smokers will get from them when they stop working will be less than those who didn't smoke.

While it is difficult to estimate how much of the smaller social security check or pension payment would be a direct result from smaller wages incurred due to smoking, a loss of $500, or under $50 a month would be conservative estimate. The true amount is likely much greater.

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